877-404-4968

Super visa insurance

Get a Free Quote

or
or
or

Talk to our
insurance agent

877-404-4968

Call to Our Experts

Super Visa Insurance: Protect Your Loved Ones During Their Stay in Canada

Welcoming your parents or grandparents to Canada is a special moment—but ensuring their safety and health should come first. The Super Visa Insurance allows your loved ones to stay in Canada for up to two years at a time and visit multiple times within a 10-year period. To make this stay worry-free, Super Visa Insurance is mandatory.
With the right coverage, you can focus on making memories, not medical bills.

Why Super Visa Insurance Matters

Unexpected medical emergencies can happen anywhere, and Canada's healthcare system can be expensive for visitors. Super Visa Insurance ensures:

  • Peace of mind for you and your family
  • Protection against costly emergency medical bills
  • Compliance with Canadian immigration requirements
  • Quick access to high-quality medical care

This isn't just insurance—it's security and comfort for your loved ones.

What Is Super Visa Insurance?

Super Visa Insurance is a specialized emergency medical insurance for parents and grandparents visiting Canada. Unlike regular travel insurance, it is designed to meet Canadian government requirements, ensuring that your loved ones are covered in emergencies—from hospitalization to repatriation.

  • Cover at least CAD $100,000 in emergency medical expenses

  • Be valid for a minimum of 1 year from entry

  • Be paid in full or partially with a deposit

  • Include hospitalization, healthcare, and repatriation

  • Have proof of coverage ready for Canadian border officers

What Does Super Visa Insurance Cover?

A comprehensive Super Visa Insurance plan includes:

  • Emergency Medical Care - Hospital stays, surgery, and physician visits

  • Prescription Medications - Coverage for essential medicines during emergencies

  • Ambulance Services - Ground or air transport if medically necessary

  • Repatriation - Safe return to their home country in case of serious illness or death

  • Accidental Death & Dismemberment - Financial support in the unfortunate event of an accident

How Much Does Super Visa Insurance Cost?

The cost depends on:

  • Age - Older applicants may pay more

  • Health status - Pre-existing conditions can affect premiums

  • Coverage amount - Higher coverage = higher premiums

  • Policy duration - Longer coverage may increase costs

On average, plans range from CAD $100 to $200 per month per person. Some plans also offer deductibles to lower monthly premiums, giving you flexibility.

How to Apply

Getting Super Visa Insurance is easy:

  • Assess Needs - Consider age, health, and length of stay

  • Select an Authorized Provider - Only insurers recognized in Canada are accepted

  • Review Policy Details - Confirm coverage meets Super Visa requirements

  • Get Proof of Insurance - Necessary for the visa application

  • Submit With Your Visa Application - Ensure smooth entry into Canada

Pro tip: Apply before arriving to avoid coverage gaps.

Choosing the Right Provider

To make the best choice:

  • Verify Authorization - Ensure the insurer is officially recognized

  • Compare Plans - Find a policy that balances coverage and cost

  • Check Extra Benefits - Some plans cover pre-existing conditions or dental emergencies

  • Read Reviews - Look for reliable customer service and claim support

FAQ - Super Visa Insurance

Yes, obtaining Super Visa Insurance is a mandatory requirement for parents and grandparents applying for a Super Visa to Canada. The insurance must meet specific criteria set by the Canadian government to ensure adequate coverage during their stay.

As of January 28, 2025, applicants can purchase Super Visa Insurance from select foreign insurance companies. However, the policy must comply with Canadian coverage requirements and be issued by an insurer authorized by the Office of the Superintendent of Financial Institutions (OSFI).

Coverage for pre-existing conditions varies by insurer. Some policies offer coverage if the condition has been stable for a specified period, typically between six months to one year, prior to the effective date. It's essential to disclose all medical history to the insurer to ensure appropriate coverage.

If your Super Visa Insurance expires before you leave Canada, you may need to renew or maintain your health insurance during your stay. It's crucial to ensure continuous coverage to avoid potential medical expenses.

While you can choose your healthcare provider, some insurance policies may have networks of preferred providers. It's advisable to check with your insurer to understand any network restrictions and ensure seamless claim processing.

To file a claim, contact your insurance provider directly. They will guide you through the process, which typically involves submitting medical bills, receipts, and a completed claim form. Ensure you keep copies of all documents for your records.

A deductible is the amount you pay out-of-pocket before your insurance coverage kicks in. Opting for a higher deductible can lower your premium, but it means you'll pay more in the event of a claim. Conversely, a lower deductible results in higher premiums but less out-of-pocket expense when seeking medical care.